The Parcel Program for Home Ownership
As market forces push the cost of home-ownership beyond the reach of many Kent residents and workers, Kent Affordable Housing is striving to offer ownership options for those who would otherwise not be able to buy a home.
With the KAH Parcel Program, the homeowner builds and owns the house on land leased to the homeowner by KAH. Since KAH owns the land, the program removes a substantial cost barrier.
A nonimal monthly fee for the leased land would be due to KAH, and resale restrictions preserve the property as affordable housing for a future family.
Candidates must earn less than 100% of the area median income of $96,800(Litchfield County). The family will need to qualify for bank financing and have the energy and resources to plan, build and maintain the home. References, a credit check and other documentation are required to apply.
KAH actively seeks donations, bargain sales or bequests of small lots for the Parcel Program.
Kent Zoning regulations assists potential homeowners in building on small lots and encourage donations (more information at email@example.com), including:
- Normal restrictions on subdividing property don't apply if, in the initial division, three or fewer parcels are divided and one lot is designated for affordable housing, so long as that lot meets minimim size requirements and zoning for affordable housing (Ordinance 11.1-2, P&Z regs. Sec. 16)
- Affordable housing can be built on one acre, regardless of soil type, with approved septic and a special permit (P&Z regs. 6.3.6)
- A third affordable housing unit can be built on a driveway (P&Z regs 18.3)
A full description of the program and an application form can be downloaded from the links below.