The Parcel Program for Home Ownership  

As market forces have pushed the cost of homeownership in Kent

beyond the reach of many Kent residents and workers,

Kent Affordable Housing is striving to offer options for those

who would otherwise not be able to become homeowners.

Parcel Program house

Expanding affordable home ownership in Kent is part of KAH's core mission.  We actively seek donations, bargain sales or bequests of somall lots.  Under the Parcel Program, the homeowner owns the house and KAH owns the land.  The homeowner leases rather than owns the land, removing a substantial cost.  

 

Candidates for the Parcel Program would earn less than the area median, which in 2018 was $71,500 for a household of two persons up to $96,500 for a family of five.  The family will need to qualify for bank financing and have the energy and resources to plan, build and maintain the home.  References, a credit check and other documentation are part of the approval process. 

 

A nominal monthly fee for the leased land would be due to KAH, and resale restrictions are designed to keep the home affordable for a future family.

For a full description of the program and an application form can be downloaded from the links below.  For any remaining questions, please contact us at info@kentaffordablehousing.org or call 860-927-3321.

 

DescriptionofProgram.doc
Microsoft Word document [36.5 KB]
ParcelProgramApplication.docx
Microsoft Word document [15.8 KB]

Several of Kent's zoning regulations encourage owners to establish small building lots:

Ordinance 11.1-2 exempts the initial division of land from subdivision regulations when not more than three parcels are divided and one lot is designated for affordable housing, providing that lot meets minimum size requirements and zoning for affordable housing (P&Z regs. Sec. 16). 

P&Z Regulations: Definitions under LOT, AFFORDABLE HOUSING specifies the legal conditions that pertain to such parcels.  P&Z Regulations 6.3.6 allow AFFORDABLE HOUSING LOTS to have an area of one acre, regardless of soil type, with approved septic and special permit.  P&Z regulations Sec. 18.3. a-e allow for the construction of a third affordable housing dwelling on a DRIVEWAY.

 

For further information write to landuse@townofkentct.org.