Affordable Mortgage Options

If you have difficulty qualifying for a conventional mortgage, there are options available from the Connecticut Housing Finance Authority and the USDA that might be an option.

CHFA income and sales price limits for Kent as of October 2023.

CHFA Mortgages

The Connecticut Housing Finance Authority provides below market rate mortgages to qualified first time homebuyers. As of October 2023, the income limits for households of one or two people was $119,500, and $137,425 for three or more.

The sales price limit for Kent is $481,175. See what’s available in Kent for $481,175 or less now, and what’s available in Litchfield County.

Learn more about CHFA mortgages.

USDA Mortgages

USDA guarantees mortgages with 0% down for qualified applicants. The USDA mortgage loan limit for Litchfield County is currently $377,600, and the income limit is 115% of the median family income. For more information see the Single Family Housing Guaranteed Loan Program Fact Sheet.